By Terri Williams

If you’re a renter, you may think that you don’t need renters insurance. Technically, it’s your landlord’s building, and that makes the landlord responsible for anything that happens. Right?

Not exactly. Of your landlord’s many responsibilities, covering your losses typically isn’t one of them. But that’s why renters insurance exists: to protect renters from natural disasters, stolen property, and anything in between.

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